Ho Chi Minh City vs Bangkok｜Monthly Cost of Living Simulation for Family Relocation
When considering family relocation to Southeast Asia, one of the most important questions is: How much does it actually cost per month?
Two of the most popular destinations are Ho Chi Minh City and Bangkok. Both cities attract families due to their relatively affordable living costs and growing international communities, but the monthly expenses differ significantly.
In this article, we simulate monthly living costs for a family of three (two adults and one child attending an international school) and compare Ho Chi Minh City and Bangkok item by item.
目次
1. Assumptions for This Cost Simulation
The following conditions are used for this comparison:
- Family: 2 adults + 1 child
- Housing: Expat-standard condominium (1–2 bedrooms)
- Education: One international school
- Lifestyle: Comfortable mid to upper-mid level
Note: Costs may vary depending on location, lifestyle, and exchange rates. Figures below are estimates.
2. Monthly Rent Comparison
Rent is typically the largest monthly expense for families.
- Ho Chi Minh City:
USD 500–650/month (spacious 1–2 bedroom apartment) - Bangkok:
USD 700–1,000/month (modern condominium with facilities)
Ho Chi Minh City offers more living space at a lower cost, while Bangkok provides better-equipped residences with gyms, pools, and higher security standards.
3. Education Costs (International School)
Education expenses are significant in both cities and show less variation compared to other costs.
- Ho Chi Minh City:
USD 600–900/month - Bangkok:
USD 750–1,100/month
Due to the wider range of schools and established curricula, Bangkok tends to be slightly more expensive on average.
4. Food, Daily Necessities, and Transportation
Daily living costs are generally lower in Ho Chi Minh City.
- Ho Chi Minh City:
Food, groceries, and transportation: USD 400–550/month - Bangkok:
Food, groceries, and transportation: USD 550–700/month
Vietnam’s local pricing and affordable ride-hailing services help keep daily expenses low. In Bangkok, the wide variety of dining and transport options can increase monthly spending.
5. Total Monthly Cost of Living (Simulation Result)
Based on the above estimates, the total monthly cost of living is approximately:
- Ho Chi Minh City (Total):
USD 1,500–2,100 per month - Bangkok (Total):
USD 2,000–2,800 per month
Even with the same family structure, the difference can reach USD 400–700 per month, which becomes substantial over long-term stays.
Conclusion
This monthly cost simulation highlights clear differences between the two cities:
- Ho Chi Minh City is ideal for families prioritizing lower costs and larger living spaces.
- Bangkok is better suited for families who value education quality, healthcare access, and well-developed infrastructure.
For families planning long-term relocation, this monthly cost gap can significantly impact overall financial planning. Choosing the right city based on family size, children’s age, and lifestyle priorities is key to a successful move.
